Tuesday, February 17, 2026 4:25:08 AM - Markets open
VN-INDEX 1,824.09 +10.00/+0.55%
HNX-INDEX 257.06 +0.58/+0.23%
UPCOM-INDEX 127.34 +1.40/+1.11%
Vietnam International Commercial Joint Stock Bank (VIB : HOSE)
Financials : Banks
17.25 +0.15/+0.88%
3:09:26 PM
Unit: VND Quarterly | Annual
    Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025
ASSETS
 		       
I. Cash and precious metals
1,639,3681,646,9561,843,4491,934,6683,552,574
II. Balances with the State Bank of Vietnam
9,909,0745,716,9525,200,7267,924,7098,998,068
III. TreasuryBill
        
IV. Placements with and loans to other credit institutions
105,588,516102,269,01097,946,353104,756,557104,411,120
1. Cash and gold deposits at other credit institutions
49,847,54443,029,43841,666,13239,839,54259,469,540
2. Loans to other credit istitutions
55,740,97259,239,57256,280,22164,917,01544,941,580
3. Provision for losses on loans to other credit institutions
        
V. Trading securities
        
1. Trading securities
        
2. Provision for diminution in value of trading securities
        
VI. Derivatives and other financial assets
821,872421,581   
VII. Loans and advances to customers
318,316,079329,264,074351,360,111367,863,425377,113,195
1. Loans and advances to customers
324,009,713334,158,207356,066,140372,736,056381,972,016
2. Provision for losses on loans and advances to customers
-5,693,634-4,894,133-4,706,029-4,872,631-4,858,821
VIII. Investment securities
50,344,31249,438,60267,210,42653,170,06651,149,531
1. Available - for - sales securities
50,345,81249,440,10267,211,92653,171,56651,149,531
2. Held - to - maturity securities
42,38042,38042,38042,380 
3. Provision for diminution in value of investment securities
-43,880-43,880-43,880-43,880 
IX. Investment in other entities and long-term investments
78,23677,65069,45769,45773,789
1. Investment in subsidiaries
        
2. Investment in joint-ventures
        
3. Investment in associate cmpanies
        
4. Other long-term investment
78,44677,86069,66769,66773,999
5. Provision for diminution in value of long-term investment
-210-210-210-210-210
X. Fixed assets
795,270793,221776,396835,793846,859
1. Tangible fixed assets
493,207500,345490,929540,076548,915
- Cost
1,252,5081,274,7951,277,5511,349,7281,260,794
- Accumulated depreciation
-759,301-774,450-786,622-809,652-711,879
2. Leased assets
        
- Cost
        
- Accumulated depreciation
        
3. Intangible fixed assets
302,063292,876285,467295,717297,944
- Cost
777,031784,832794,398823,239843,503
- Accumulated depreciation
-474,968-491,956-508,931-527,522-545,559
4. Construction in progress expense
        
XI. Investment properties
2,3602,3252,2902,2542,219
- Cost
3,5423,5423,5423,5423,542
- Accumulated amortization
-1,182-1,217-1,252-1,288-1,323
XII. Other assets
5,663,2796,097,0066,499,8167,002,7419,951,086
1. Receivables
1,952,6791,913,6591,983,4772,379,2004,017,129
2. Interests and fee receivables
2,572,2702,959,8113,006,3912,869,4013,902,271
3. Deferred income tax assets
1,0021,0021,0021,002965
4. Other assets
1,137,5721,222,7801,508,9461,753,1382,030,721
- In which: Good will
        
5. Provision for losses on other assets
-244-246   
TOTAL ASSETS
493,158,366495,727,377530,909,024543,559,670556,098,441
LIABILITIES AND SHAREHOLDERS' EQUITY
 		       
I. Due to Government and borrowings from the State Bank of Vietnam
18,586,8919,747,10414,424,04413,178,61910,980,813
II. Deposits and borrowings from other credit institutions
123,200,585123,869,358127,689,191138,500,856157,508,961
1. Deposits form other credit institutions
94,513,735101,767,95799,715,01397,026,697117,968,284
2. Borrowings form other credit institutions
28,686,85022,101,40127,974,17841,474,15939,540,677
III. Depostis from customers
276,308,322282,298,036304,392,951307,929,159294,577,661
IV. Derivatives and other debts
  47,047364,228105,602
V. Funds received from Government, international and other institutions
5,3685,0063,4653,3863,306
VI. Certificate of deposits
23,262,57925,800,00029,200,00027,145,00035,070,700
VII. Other liabilities
9,932,81510,364,60611,524,58511,178,65710,946,659
1. Intersest and fee payables
3,382,7673,995,3784,130,7784,542,6014,298,773
2. Deferred income tax payables
        
3. Other payables
 6,369,2287,393,8076,636,0566,647,886
4. Other Provisions
6,550,048    
VIII. Shareholders' equity
41,861,80643,643,26743,627,74145,259,76546,904,739
1. Capital
29,793,04529,793,04529,793,04534,042,00334,042,003
- Paid-up capital
29,791,27829,791,27829,791,27834,040,05734,040,057
- Construction capital
        
- Share capital surplus
1,7671,7671,7671,9461,946
- Treasury stocks
        
- Prefered Stocks
        
- Other equity resources
        
2. Reserves
4,333,3445,763,0165,772,5665,346,7215,346,721
3. Foreign exchange differences
 -3,334-9,940-2,608 
4. Asset revaluation differences
        
5. Retained earning
7,735,4178,090,5408,072,0705,873,6497,516,015
6. Other funds and expenses
        
IX. Benefits of minority shareholader
        
TOTAL RESOURCES
493,158,366495,727,377530,909,024543,559,670556,098,441
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