Tuesday, November 4, 2025 7:31:51 PM - Markets open
VN-INDEX 1,651.98 +34.98/+2.16%
HNX-INDEX 265.91 +6.73/+2.60%
UPCOM-INDEX 115.28 +0.65/+0.57%
Vietnam International Commercial Joint Stock Bank (VIB : HOSE)
Financials : Banks
18.95 +0.60/+3.27%
3:09:30 PM
Unit: VND Quarterly | Annual
    Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025
ASSETS
 		       
I. Cash and precious metals
1,625,0471,639,3681,646,9561,843,4491,934,668
II. Balances with the State Bank of Vietnam
4,967,9829,909,0745,716,9525,200,7267,924,709
III. TreasuryBill
        
IV. Placements with and loans to other credit institutions
82,657,125105,588,516102,269,01097,946,353104,756,557
1. Cash and gold deposits at other credit institutions
39,389,15849,847,54443,029,43841,666,13239,839,542
2. Loans to other credit istitutions
43,267,96755,740,97259,239,57256,280,22164,917,015
3. Provision for losses on loans to other credit institutions
        
V. Trading securities
        
1. Trading securities
        
2. Provision for diminution in value of trading securities
        
VI. Derivatives and other financial assets
 821,872421,581  
VII. Loans and advances to customers
292,146,173318,316,079329,264,074351,360,111367,863,425
1. Loans and advances to customers
297,549,717324,009,713334,158,207356,066,140372,736,056
2. Provision for losses on loans and advances to customers
-5,403,544-5,693,634-4,894,133-4,706,029-4,872,631
VIII. Investment securities
57,909,57750,344,31249,438,60267,210,42653,170,066
1. Available - for - sales securities
57,911,07750,345,81249,440,10267,211,92653,171,566
2. Held - to - maturity securities
42,38042,38042,38042,38042,380
3. Provision for diminution in value of investment securities
-43,880-43,880-43,880-43,880-43,880
IX. Investment in other entities and long-term investments
79,74278,23677,65069,45769,457
1. Investment in subsidiaries
        
2. Investment in joint-ventures
        
3. Investment in associate cmpanies
        
4. Other long-term investment
79,95278,44677,86069,66769,667
5. Provision for diminution in value of long-term investment
-210-210-210-210-210
X. Fixed assets
800,915795,270793,221776,396835,793
1. Tangible fixed assets
496,425493,207500,345490,929540,076
- Cost
1,230,8931,252,5081,274,7951,277,5511,349,728
- Accumulated depreciation
-734,468-759,301-774,450-786,622-809,652
2. Leased assets
        
- Cost
        
- Accumulated depreciation
        
3. Intangible fixed assets
304,490302,063292,876285,467295,717
- Cost
762,380777,031784,832794,398823,239
- Accumulated depreciation
-457,890-474,968-491,956-508,931-527,522
4. Construction in progress expense
        
XI. Investment properties
2,3952,3602,3252,2902,254
- Cost
3,5423,5423,5423,5423,542
- Accumulated amortization
-1,147-1,182-1,217-1,252-1,288
XII. Other assets
5,188,6385,663,2796,097,0066,499,8167,002,741
1. Receivables
1,686,2521,952,6791,913,6591,983,4772,379,200
2. Interests and fee receivables
2,420,8952,572,2702,959,8113,006,3912,869,401
3. Deferred income tax assets
 1,0021,0021,0021,002
4. Other assets
1,081,8101,137,5721,222,7801,508,9461,753,138
- In which: Good will
        
5. Provision for losses on other assets
-319-244-246  
TOTAL ASSETS
445,377,594493,158,366495,727,377530,909,024543,559,670
LIABILITIES AND SHAREHOLDERS' EQUITY
 		       
I. Due to Government and borrowings from the State Bank of Vietnam
2,191,88218,586,8919,747,10414,424,04413,178,619
II. Deposits and borrowings from other credit institutions
113,853,137123,200,585123,869,358127,689,191138,500,856
1. Deposits form other credit institutions
91,674,36594,513,735101,767,95799,715,01397,026,697
2. Borrowings form other credit institutions
22,178,77228,686,85022,101,40127,974,17841,474,159
III. Depostis from customers
255,632,643276,308,322282,298,036304,392,951307,929,159
IV. Derivatives and other debts
262,282  47,047364,228
V. Funds received from Government, international and other institutions
5,7105,3685,0063,4653,386
VI. Certificate of deposits
21,955,68823,262,57925,800,00029,200,00027,145,000
VII. Other liabilities
11,534,1679,932,81510,364,60611,524,58511,178,657
1. Intersest and fee payables
4,293,9733,382,7673,995,3784,130,7784,542,601
2. Deferred income tax payables
7,240,194    
3. Other payables
  6,369,2287,393,8076,636,056
4. Other Provisions
 6,550,048   
VIII. Shareholders' equity
39,942,08541,861,80643,643,26743,627,74145,259,765
1. Capital
29,793,04529,793,04529,793,04529,793,04534,042,003
- Paid-up capital
29,791,27829,791,27829,791,27829,791,27834,040,057
- Construction capital
        
- Share capital surplus
1,7671,7671,7671,7671,946
- Treasury stocks
        
- Prefered Stocks
        
- Other equity resources
        
2. Reserves
4,333,3444,333,3445,763,0165,772,5665,346,721
3. Foreign exchange differences
-7,728 -3,334-9,940-2,608
4. Asset revaluation differences
        
5. Retained earning
5,823,4247,735,4178,090,5408,072,0705,873,649
6. Other funds and expenses
        
IX. Benefits of minority shareholader
        
TOTAL RESOURCES
445,377,594493,158,366495,727,377530,909,024543,559,670
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