On November 19, 2020, the Hochiminh Stock Exchange issued Announcement No.1917/TB-SGDHCM about the record date of Ho Chi Minh City Development Joint Stock Commercial Bank as follows:

-   Ex-right date: November 27, 2020

-   Record date: November 30, 2020

1)      Reason & purpose: to pay second stock dividend for 2019.

2)      Content:

-   Exercise ratio: 26.923138% (shareholder who owns 100 shares will receive 26.923138 new shares).

-   Expected issue volume: 338,072,453 shares

-   Plan to deal with fractional shares: The distributed shares will be rounded down to dozen, the fractional shares due to rounding down will be repurchased to the Union of Ho Chi Minh City Development Joint Stock Commercial Bank.

-   For example: at the record date, shareholder A owned 100 shares. With 26.923138% performing ratio, the shareholder A will receive: 6100 *26.923138/100 = 26.923138 shares. According to rounding policy, the shareholder A receives 26 new shares and fractional shares of 0.9231 shares * 10,000dongs/share = 9,231 dongs.

-   Place of payment:

• Shareholders whose shares have been deposited: at the securities firms where the shares have been deposited.
• Shareholders whose shares have not been deposited: at Ho Chi Minh City Development Joint Stock Commercial Bank (Address: AB Building, 76 Le Lai, district 1, Hochiminh).